Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Eduardo Buller on May-01-2025
“All you guys were doing very good working together as a team appreciate all you done thanks”

Juan Jose

Reviewed for Dan Lapic on Apr-30-2025
“Very easy understanding. Any confusion Dan reached back out as soon as possible. Would highly recommend to anyone.”

Tyler A

Reviewed for Eduardo Buller on Apr-30-2025
“Eduardo and susanna are a great team! They are knowledgeable and helpful. Thanks for making my house buying process a great experiance !”

Leilani Camille

Reviewed for Scott Brooks on Apr-30-2025
“Easy and transparent communication. Very informative and was available for calls when I needed more information or help.”

Derrick

Reviewed for Anthony Mendicino on Apr-30-2025
“Fast Fast”

Anna Maria

Reviewed for Maria Laffredo on Apr-29-2025
“The communication and various transitional engagements were effective and very useful…”

Zobong

Reviewed for Robert Glazewski on Apr-29-2025
“As first time home buyers we really didnt know much, but Bob was so fantastic with answering all our questions and being so reliable!”

Rachel Elizabeth

Reviewed for Scott Brooks on Apr-29-2025
“Scott is simply the best—he’s the only person we’ll ever work with! Every experience we’ve had has been outstanding from start to finish. Professional, reliable, and genuinely great to work with. Scott, is THE BEST! -Jackie and Noel”

Jacqueline

Reviewed for Sumit Rajpal on Apr-29-2025
“The team is absolutely amazin! I have very good experience with Sumit Rajpal. Thank you”

Yogesh Kumar

Reviewed for Steve Lewis on Apr-29-2025
“From the first call, Steve took the time to share his vast knowledge and experience with us to help us feel more informed and confident as we navigated this process. Any time that we had questions or needed more clarifcation on a certain aspect of the process, he answered calls and emails to make sure we felt satisfied. As first time home buyers, Steve became someone we felt we could trust and count on every step of the way.”

Timothy