Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Dominick Lombardo on Jan-04-2026
“Dominick was helpful in explaining what was needed of me and was very prompt in getting back to me. We were able to get an approval quickly so we could settle on time. I will recommend Dominick to all my friends and family.”

Karen

Reviewed for Donald Holmes on Jan-03-2026
“I like everything they did and they make everything fast.”

Juna

Reviewed for Mark Crocetto on Jan-02-2026
“Mark corcetto”

Issac F

Reviewed for Donald Holmes on Jan-02-2026
“Great service”

Bradford H

Reviewed for Cathy Rebecca Fernandes on Jan-01-2026
“Cathy Fernandes is a fantastic agent. She has so much experience and knowledge. She also knows how to efficiently conduct business to keep things smooth and hassle free. I have referred Cathy to my parents, my in laws, and numerous others in the past and they have all worked with her with success. I will absolutely continue to work with her personally, and refer her . It's rare to find someone that is trustworthy and honest on top of all the experience. She's awesome!”

Brian S

Reviewed for Michelle Oteri on Dec-31-2025
“Excellent experience from start to finish. Clear communication, professionalism, and great support throughout the entire mortgage process. Highly recommend.”

Biance

Reviewed for Rosemarie Gadsby-Devlin on Dec-30-2025
“Rosemarie's experience and knowledge made every step clear very easy. Our trust in her made the entire process smoothly.”

Martin B

Reviewed for Tom Kemble on Dec-30-2025
“im thankful for all of the information I was gI've , the honesty and genuine help . I was lucky to have an awesome lender thank you”

Ashyra P

Reviewed for Eduardo Buller on Dec-29-2025
“Excellent job helping us with the purchase of our home”

Maria Teresa

Reviewed for Caleb Richardson on Dec-29-2025
“Efficient Customer service. I was able to contact Caleb for any information and it was easy to reach out to him and his response was quick and effective. The overall process was very smooth and the team did a very good job to make sure that we get the funding completed by the desired closing date.”

Prashasti