Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

Tell Me More About This Loan

Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

Tell Me More About This Loan

Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

Tell Me More About This Loan

Our Happy Customers

Reviewed for Dominick Lombardo on Nov-19-2025
“Dom truly made the experience great. We have worked with Dom for many years and I have recommended him multiple times to family members. He is helpful and knowledgeable. Always a pleasure!”

Valerie

Reviewed for Dominick Lombardo on Nov-19-2025
“Dom is A+”

Brandon

Reviewed for Janet Angelo on Nov-19-2025
“Janet was so easy to work with! she's pleasant and knowledgeable, we had a great experience and will definitely recommend her to friends!”

Amber L

Reviewed for Paul Bierly on Nov-18-2025
“ma Iooggood”

Fahamida

Reviewed for Steve Fuhrman on Nov-18-2025
“The personal advice and feedback was extremely helpful. We were able to make wise decisions as a result of working with someone who cared about our financial future.”

Robyn E

Reviewed for Maria Laffredo on Nov-18-2025
“We don't have enough space to adequately share how great our experience was with Allied! My husband and I had used Allied before with a previous purchase, but we initially decided to go with the builders' financing with our current purchase. It did not go well. My husband decided to give Allied a call because they had been so good to us previously, and we were not disappointed! He was initially connected to the VP of the company, Wendy, who connected us with Maria! Maria was amazing! She stayed in constant contact with us – even when her workday was done – to ensure that the process ran smoothly, and she never made us feel as if we were a nuisance with all our questions (even though I know sometimes we probably were annoying)! We are so grateful to Wendy, Maria, Dermeisha, and the entire team at Allied for their assistance, and will definitely tell anyone looking for a lender who truly cares to give Allied a chance!”

Ladelta

Reviewed for Tom Kemble on Nov-18-2025
“Tom was invaluable to me from the very beginning to the very end. Tom was very compassionate, very caring, very knowledgeable and very professional throughout the whole process. He made it super comfortable for me to ask questions and was always very responsive. Tom definitely knows his stuff and is very knowledgeable. I faced a few obstacles throughout my journey but Tom was always right there, helping me figure out solutions and giving me advice. He never gave up on me. I will always be very thankful to Tom and his team for making my dream come true and becoming a homeowner. If I could give Tom 10 stars, I would!”

Evelyn

Reviewed for Kevin Zenstein Allied Mortgage Group NMLS #105738 on Nov-16-2025
“”

Edison Achelengwa

Reviewed for Kevin Zenstein Allied Mortgage Group NMLS #105738 on Nov-16-2025
“I am thankful for how responsive, respectable and upfront Kevin was.”

Edison Mubah

Reviewed for Anthony Mendicino on Nov-15-2025
“Very professional!”

Ryan