Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Natalie Reimer on Apr-19-2024
“Your team clearly communicated what they needed from me every step of the way and always got back to me in less than a day :)”

Kristin

Reviewed for Deborah Sorbo on Apr-18-2024
“Cordial, professional, and thorough. Thank you!”

Samuel

Reviewed for Christopher Clancy on Apr-18-2024
“The process was seamless, and I was kept informed of the status at each step. I especially appreciated the update communications.”

Carl R

Reviewed for Shawn Cohen on Apr-17-2024
“Very happy with our experience. Shaun was excellent.”

Vince Joseph

Reviewed for Maribel Aparicio on Apr-17-2024
“We have been working with Maribel Ayala for over 10+ years and every encounter she provides excellent service. Maribel is very informative and responsive to our needs in a timely manor. We thank Maribel for continuing to help our family reach and achieve our home buying dreams!”

Charles Anthony

Reviewed for Beth Wood on Apr-17-2024
“Beth always answered my questions promptly! She was always available & very professional & heplful!!”

Joseph Michael

Reviewed for Shawn Cohen on Apr-17-2024
“Very easy to deal with. Kept us informed along the way!”

Kelly Rae

Reviewed for Maribel Aparicio on Apr-17-2024
“Maribel has such a high level of knowledge. As a first time home buyer, having someone to provide guidance and support every step of the way made the process so much less stressful and comforting that we were in good hands.”

Noemi Esmeralda

Reviewed for Brandon Rizk on Apr-16-2024
“I really dealt with Ron Kurz the most who was very thorough in the job he did. When I did work with Brandon he was nice.”

Karen S

Reviewed for Deborah Sorbo on Apr-16-2024
“Deborah made our first home purchase stress-free and smooth. Deborah is easy to work with. Her professional demeanor helped us navigate the entire transaction with confidence. Thank you!”

ChiaHsin