Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Steve Fuhrman on Nov-30-2023
“The availability of Steve when I called him with a question was very appreciated”

Carlos

Reviewed for Robin Buchanan on Nov-30-2023
“Robin was always very pleasant, professional, knowledgeable and extremely helpful. She patiently took time to ensure we understood the process and in times of uncertainty on our part, she provided suggestions and solutions. She never hesitated to point us in the right direction, We greatly appreciate her assistance throughout the entire process and would highly recommend her to anyone without hesitation. We absolutely loved working with her and would recommend her to anyone needing area of specialty.”

Denise

Reviewed for Jason Horten on Nov-30-2023
“Jason was easy to work with, prompt, any questions I might have had he’d get the answer for me.”

Sean

Reviewed for Brandon Rizk on Nov-30-2023
“The experience with Brandon and Edward was exceptional, this great team made the process very simple and smooth. the sense of professionalism was outstanding. I will surely highly recommend their services to everyone I know.”

Antoun

Reviewed for Mike McKeown on Nov-30-2023
“Mike was very helpful in explaining the process and dealing with the underwriters.”

Walter

Reviewed for Sumit Rajpal on Nov-29-2023
“I am a first time home buyer and went through the process of buying home recently. It was a long and stressful process.But believe me when i say that it wasn’t because of Mr. Sumit Rajpal and their professional team.They guided and helped me through everything and I didn’t have to go to their office every time.I was helped and answered by Sumit when ever I needed . I would suggest everyone who seeks to buy a house that definitely Allied mortgage is the place for them to go. Thanks again”

Zafar

Reviewed for Timothy Joselyn on Nov-29-2023
“Mr. Joselyn was very pleasant and knowledgeable about the experiences kept us up to date on everything we’re pleased with him and look forward to do any other business with him thank you sir very being so helpful . Mr.Mrs. Leroy Williams”

Evelyn

Reviewed for Michael Ordonez on Nov-28-2023
“Palpable enthusiasm, optimism, and most importantly, the skills and experience to solve any challenges that came our way.”

Matthew Trevor

Reviewed for Joe Alvini on Nov-28-2023
“Joe made the process of applying for our first mortgage easy.”

Eduardo

Reviewed for Kailyn McClain on Nov-27-2023
“Very good communication initially, significant fall off of responsiveness and communication overall as process ended.”

Nicholas