Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Sean Gornick on Apr-06-2026
“Thank you so much. Colleen and I truly appreciate all the work and effort Elaine and Sean put into helping us secure and purchase our new home. They guided us through every step, and we couldn’t have asked for a better experience. They did an outstanding job.”

Louis Allen

Reviewed for Janet Angelo on Apr-06-2026
“Janet made everything easy for us, working with her was great and easy!”

Matthew

Reviewed for Patrick Nitsche on Apr-05-2026
“A bit more communication during the underwriting phase.”

Griselda

Reviewed for Paul Terruso on Apr-05-2026
“Mr.Terruso stays on top of everything, he also has extraordinary knowledge of the process and let me know everything that was happening step by step. Always answered my calls and answered all my questions during the process. Has Tony the tiger would say." Gggggggreat" lol. Really he put me at peace with the refinance, knowing that Paul knew what he was talking about. THANK YOU PAUL!”

Saverio

Reviewed for Scott Brooks on Apr-04-2026
“Great communication and follow through from the beginning of the process to the end.”

Gary S

Reviewed for Elaine Willeford on Apr-04-2026
“Very responsive and answered all our questions”

Laurel Elisabeth

Reviewed for Donald Holmes on Apr-04-2026
“Don was very professional he answered every concern and question”

Denisha

Reviewed for Michael Grant on Apr-04-2026
“Communications from Dermeisha about requirements for the underwriter could have been more clear and detailed. There was a big lack of clarity and communication regarding the liquiduty of our funds for closing and it resulted in us having to do some stressful last minute changes. This could have been avoided with better communication.”

Brandi

Reviewed for Donald Holmes on Apr-03-2026
“Holmes was straight to the point explained everything in detailed for even an unexperienced person with buying a home on how things are he made you feel like Family not only that he went above and beyond the combing of his job to make sure you get to closing and you had a proper financing to fit your budget so much, Mr. Holmes. I'm already recommending you to quite a few of my friends and family.”

Bernard

Reviewed for Eduardo Buller on Apr-03-2026
“Eduardo and his team were always prompt to answer every and any question I had as a firts time homebuyer. They made the process very streamiled and easy to maneuver. Their avilability was also a great plus since I work long hours most days of the week. I would 100% recommend their services to family or friends looking to buy.”

Grissel