Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Yazmin Llamas on Feb-06-2026
“Everything handled efficiently.”

Julie

Reviewed for Patrick Nitsche on Feb-06-2026
“Patrick was very helpful with any and all questions and responded to communications in a quick fashion. He was able to make a 4 week close happen like it was nothing and even helped ease concerns by answering calls in the late afternoon and early evenings.”

Brenda Ivette

Reviewed for John Hagler on Feb-05-2026
“They were great at communications. They followed up with each step. It was easy to get a hold of people in the process if I had any questions.”

Becky

Reviewed for Maribel Aparicio on Feb-05-2026
“Ms. Aparicio and her team performed like a well oiled machine. The process flowed from start to finish, and I had a great experience as a first time homebuyer. She needs a promotion! And keep her working with the people to perform this wonderful service.”

Renee Sylvia

Reviewed for Janet Angelo on Feb-05-2026
“quick to close very knowledgeable very professional left no page unturned”

Joseph J

Reviewed for Patrick Nitsche on Feb-05-2026
“Patrick was always professional amd extremely helpful.”

Patricia L

Reviewed for on Feb-05-2026
“Dom and his team made my first home purchase super easy! From start to Finnish, he took care of everything and explained each step of the process in a way that I understood! Couldn’t be more happy with my experience and would definitely recommend!”

Chris

Reviewed for Megan Carr on Feb-04-2026
“Megan was helpful and informative. She was easy to get a hold of and was happy to answer all of our questions. We are so glad we worked with her!”

Stephanie

Reviewed for Maria Laffredo on Feb-04-2026
“I see why Allied Mortgage Group consistently receives high ratings! Their agents are top-notch and truly dedicated to providing excellent service. We worked with them for both our first mortgage and our recent refinance, and each time was a fantastic experience. They really made the home-buying process extremely pleasant, and I'm already looking forward to working with them again in the future. A special shout-out to Maria Laffredo, you are a rockstar! Thank you for regularly checking in on us to see when we were ready to refinance. When we finally made the leap in the beginning of the year, you are understood our concerns and walked us through everything, always available for a chat. We genuinely felt valued, and your guidance ensured we received the best deal possible. Highly recommend Allied Mortgage Group to anyone looking for a smooth mortgage experience!”

Gabrielle

Reviewed for Steve Lewis on Feb-04-2026
“Steve was proactive in communications with both myself and my real estate agent. I felt he was instrumental in ensuring the process went smoothly.”

Timothy