Low Down Payment Loans

Low Down Payment Loans

You May Qualify for a Low or No Down Payment Loan

Allied offers low to no down payment options for qualified borrowers. From FHA and USDA to Conventional loans such as HomeReady® from Fannie Mae and Home Possible® from Freddie Mac, to options for Veterans, many borrowers can benefit from Allied flexible loan options.

Criteria for Down Payment Assistance

Down Payment Assistance programs consider several things to determine if you qualify.  The criteria vary depending on the state or municipality, but they review income, credit, household size, reserves, and whether you are a first time or experienced homeowner.

Most assistance programs, especially for first-time buyers, require the completion of homebuyer education programs.

Some programs are designed for individuals who provide necessary services to the community. They include teachers, firefighters, law enforcement personnel, health care workers, and veterans.

To qualify for down payment assistance, the home must be occupied as the primary residence. Single-family homes, townhomes, condos, and even some multifamily properties are allowed if the buyer is also an owner-occupant.

Find out what programs you may qualify for using our free, easy-to-use search tool.

Benefits

  • Low to No Down Payment for certain loans and qualified borrowers
  • Talk to us about state and local downpayment grants that may be available.
  • Down Payment gifts from family may be allowed
  • Great for first-time homebuyers

Contact Allied today and learn about these benefits and get answers to all your mortgage questions by speaking with an Allied loan officer.

Our Happy Customers

Reviewed for Sumit Rajpal on Feb-10-2025
“The expectations and requirements were clear throughout the whole process, making the process of getting approved for our loan as straightforward as it could have been”

Karanveer

Reviewed for Eduardo Buller on Feb-09-2025
“Very helpful and patient with us trying to get things in order.”

Robert Guy

Reviewed for Yazmin Llamas on Feb-07-2025
“Yazmin is very kind, knowledgeable and the attention was great. We are also pleased with the loan terms.”

Isis Cassandra

Reviewed for Brandon Rizk on Feb-06-2025
“Brandon and Ron to the time to explain all the paperwork and the process of buying a home. We felt like we had a team helping us to buy our home. They made the process very easy and painless.”

LARRY E

Reviewed for Cathy Rebecca Fernandes on Feb-05-2025
“and her team were amazing”

Love

Reviewed for Eduardo Buller on Feb-05-2025
“Thus process was new and so confusing but Eduardo and his team tried their best to get in touch and help. When we had new things thrown at us going through probate they took the time to get the issues fixed for me and took so much stress off of my plate. Million times recomend this team and even more loved the realtor they connected me with.”

Isabell

Reviewed for Sean Gornick on Feb-05-2025
“Sean, was very flexible with me. I needed to do our initial contact outside of business hours and he accommodated me.”

Kimberly

Reviewed for Eduardo Buller on Feb-05-2025
“Eduardo was extremely professional, helped make the process move smoothly, answered questions that we may have had and was supportive.”

Nicklas

Reviewed for Brandon Rizk on Feb-04-2025
“Brandon kept us updated throughout the entire process. It made the process better and understandable.”

Neyjac Joen

Reviewed for Paul Bierly on Feb-03-2025
“Our home-buying process was truly exceptional, thanks to Paul! From start to finish, he was knowledgeable, patient, and always available to answer our questions. He made what could have been a stressful process feel smooth and manageable. His attention to detail, clear communication, and dedication to finding the best loan options for us made all the difference. We truly appreciate his hard work and professionalism. If you’re looking for a loan officer who genuinely cares and goes above and beyond, Paul is the one to trust! Highly recommended!”

Tianna C


Most Popular Allied Loans


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877-448-2745 info@alliedmg.com

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