In my 21-years in the mortgage industry, I have seen almost everything related to mortgage banking and residential real estate. Over a thousand transactions have honed my craft. My distinct personalized approach stems from my diverse background and interests as a recording musician (with six records to my credit), an environmental and social activist, the founder of a local non-profit, the owner of a renowned recording studio, an active real estate investor, and as an aspiring chef who is trying not to lose his touch. I grew up outside of New York City and have lived on both coasts, as well as in the US Virgin Islands, the Republic of Latvia, and the Republic of Georgia. I’ve traveled extensively throughout Western and Eastern Europe, Ethiopia, and the United States, spending several summers backpacking in the wilderness of Alaska.

My unique style offers a highly personalized and consultative approach. I focus on listening and understanding the needs of the client, while educating them throughout the process. Each client’s satisfaction is important to me. I know what it’s like to be on the other side of the table, and I know how I like to be treated. I have generated a reputation for maintaining the highest level of integrity and loyalty based on keeping my clients’ needs at the forefront of every decision. I enjoy working with first-time homebuyers, veterans, and seasoned investors, no matter how straightforward or complex the deal may be. As a 24-year resident of Boulder County, I have a deep knowledge of the area and am an expert in lending on mountain property. My business continues to be built on referrals from trusted real estate professionals, CPAs, and financial planners, as well as existing clients and my personal sphere.

I graduated from the University of Colorado at Boulder in 1993 with a degree in Environmental Conservation. After spending eight years working in the wireless telecommunication industry in various sales, international marketing, and business development positions, I made a career change and entered the mortgage business in 2001 and am a Certified Mortgage Planner. I have received many awards, including Rookie of The Year, Top Ten Producer honors, President’s Club membership, and Five Star Mortgage Professional designation. I remain highly dedicated to my clients and to co-managing our Boulder branch. In addition to mortgage banking, I also enjoy spending quality time with my wife Rebecca and my daughters Abilene and Kalkidan, songwriting, playing and producing music, fly fishing for trout, hiking, biking, backpacking, and a good night’s sleep.

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